/* ============================================================
       DESIGN TOKENS
    ============================================================ */
    :root {
      --primary:        #0D9488;
      --primary-hover:  #14B8A6;
      --primary-light:  #2DD4BF;
      --primary-xlight: #F0FDFA;
      --primary-dark:   #065F46;
      --accent:         #F59E0B;
      --accent-hover:   #FBBF24;
      --accent-dark:    #D97706;
      --accent-light:   #FFF7ED;
      --dark:           #0F172A;
      --dark-2:         #1E293B;
      --text:           #334155;
      --text-muted:     #64748B;
      --text-light:     #94A3B8;
      --bg:             #FFFFFF;
      --bg-alt:         #F8FAFC;
      --bg-teal:        #F0FDFA;
      --border:         #E2E8F0;
      --border-dark:    #CBD5E1;
      --success:        #10B981;
      --radius-sm:      8px;
      --radius-md:      12px;
      --radius-lg:      16px;
      --radius-xl:      24px;
      --radius-full:    9999px;
      --shadow-sm:      0 1px 3px rgba(0,0,0,0.06);
      --shadow-md:      0 4px 16px rgba(0,0,0,0.08);
      --shadow-lg:      0 8px 40px rgba(0,0,0,0.12);
      --shadow-primary: 0 8px 30px rgba(13,148,136,0.25);
      --section-py:     80px;
      --font-display:   'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
      --font-body:      'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
    }

    /* ============================================================
       RESET + BASE
    ============================================================ */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
    body { font-family: var(--font-body); font-size: 16px; color: var(--text); background: var(--bg); line-height: 1.65; -webkit-font-smoothing: antialiased; }
    img { max-width: 100%; height: auto; display: block; }
    a { color: inherit; text-decoration: none; }
    ul, ol { list-style: none; }
    button { font-family: inherit; cursor: pointer; border: none; background: none; }
    h1, h2, h3, h4, h5, h6 { font-family: var(--font-display); font-weight: 700; color: var(--dark); line-height: 1.2; }
    h1 { font-size: 56px; font-weight: 800; }
    h2 { font-size: 40px; }
    h3 { font-size: 24px; }
    h4 { font-size: 18px; }
    p  { line-height: 1.65; }
    @media (max-width: 767px) { h1 { font-size: 36px; } h2 { font-size: 28px; } h3 { font-size: 20px; } }

    /* ============================================================
       LAYOUT
    ============================================================ */
    .hrb-container { max-width: 1200px; margin: 0 auto; padding: 0 24px; width: 100%; }
    @media (min-width: 768px)  { .hrb-container { padding: 0 40px; } }
    @media (min-width: 1280px) { .hrb-container { padding: 0 48px; } }
    .hrb-section     { padding: var(--section-py) 0; }
    .hrb-section-alt { padding: var(--section-py) 0; background: var(--bg-alt); }
    .hrb-section-label {
      display: inline-flex; align-items: center; gap: 8px;
      font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase;
      color: var(--primary); background: var(--primary-xlight);
      border-radius: var(--radius-full); padding: 6px 14px; margin-bottom: 12px;
    }
    .hrb-section-label::before { content: ''; width: 8px; height: 8px; background: var(--primary); border-radius: 50%; }

    /* ============================================================
       BUTTONS
    ============================================================ */
    .hrb-btn {
      display: inline-flex; align-items: center; justify-content: center; gap: 8px;
      min-width: 200px; height: 52px; padding: 0 28px; border-radius: var(--radius-md);
      font-family: var(--font-display); font-size: 15px; font-weight: 700;
      transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
      text-decoration: none; white-space: nowrap; cursor: pointer; border: none;
    }
    .hrb-btn--primary { background: var(--primary); color: white; box-shadow: 0 4px 12px rgba(13,148,136,0.25); }
    .hrb-btn--primary:hover { background: var(--primary-hover); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(13,148,136,0.35); color: white; }
    .hrb-btn--accent  { background: var(--accent); color: var(--dark); font-weight: 700; box-shadow: 0 4px 16px rgba(245,158,11,0.3); }
    .hrb-btn--accent:hover  { background: var(--accent-hover); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(245,158,11,0.4); color: var(--dark); }
    .hrb-btn--outline-white { background: transparent; color: white; border: 2px solid rgba(255,255,255,0.5); }
    .hrb-btn--outline-white:hover { background: rgba(255,255,255,0.12); border-color: white; color: white; }
    .hrb-btn--outline-primary { background: transparent; color: var(--primary); border: 2px solid var(--primary); }
    .hrb-btn--outline-primary:hover { background: var(--primary-xlight); }
    .hrb-btn--lg   { height: 56px; font-size: 16px; min-width: 220px; }
    .hrb-btn--sm   { height: 40px; min-width: 140px; font-size: 14px; padding: 0 20px; }
    .hrb-btn--full { width: 100%; min-width: unset; }

    /* ============================================================
       HEADER + NAV (identical to all pages)
    ============================================================ */
    .hrb-header { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; background: rgba(255,255,255,0); transition: background 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease; border-bottom: 1px solid transparent; }
    .hrb-header--scrolled { background: rgba(255,255,255,0.97); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); box-shadow: 0 2px 24px rgba(13,148,136,0.09); border-bottom-color: var(--border); }
    .hrb-header__inner { display: flex; align-items: center; gap: 8px; height: 72px; padding: 0 24px; max-width: 1280px; margin: 0 auto; }
    @media (min-width: 768px) { .hrb-header__inner { padding: 0 40px; } }
    .hrb-header__logo { display: flex; align-items: center; gap: 10px; flex-shrink: 0; text-decoration: none; }
    .hrb-logo-mark { flex-shrink: 0; }
    .hrb-logo-text { display: flex; flex-direction: column; line-height: 1.1; }
    .hrb-logo-main { font-family: var(--font-display); font-weight: 700; font-size: 17px; color: white; transition: color 0.35s ease; }
    .hrb-logo-sub  { font-family: var(--font-display); font-weight: 400; font-size: 12px; color: rgba(255,255,255,0.75); letter-spacing: 0.03em; transition: color 0.35s ease; }
    .hrb-header--scrolled .hrb-logo-main { color: var(--dark); }
    .hrb-header--scrolled .hrb-logo-sub  { color: var(--primary); }
    .hrb-nav { margin-left: auto; display: none; }
    @media (min-width: 1024px) { .hrb-nav { display: flex; } }
    .hrb-nav__list { display: flex; align-items: center; gap: 4px; }
    .hrb-nav__item { position: relative; }
    .hrb-nav__link { display: flex; align-items: center; gap: 4px; font-size: 15px; font-weight: 500; color: rgba(255,255,255,0.88); padding: 8px 14px; border-radius: var(--radius-sm); transition: color 0.2s, background 0.2s; background: none; }
    .hrb-nav__link:hover { color: white; background: rgba(255,255,255,0.12); }
    .hrb-header--scrolled .hrb-nav__link { color: var(--text); }
    .hrb-header--scrolled .hrb-nav__link:hover { color: var(--primary); background: var(--primary-xlight); }
    .hrb-nav__chevron { transition: transform 0.2s ease; flex-shrink: 0; }
    .hrb-nav__item--mega:hover .hrb-nav__chevron, .hrb-nav__item--dropdown:hover .hrb-nav__chevron { transform: rotate(180deg); }
    .hrb-mega-menu { position: absolute; top: calc(100% + 8px); left: 50%; transform: translateX(-50%) translateY(-8px); background: white; border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); min-width: 680px; opacity: 0; visibility: hidden; transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s; pointer-events: none; z-index: 200; }
    .hrb-nav__item--mega:hover .hrb-mega-menu, .hrb-nav__item--mega:focus-within .hrb-mega-menu { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); pointer-events: all; }
    .hrb-mega-menu__inner { display: grid; grid-template-columns: 1fr 1fr auto; gap: 0; padding: 8px; }
    .hrb-mega-menu__col { padding: 16px; }
    .hrb-mega-menu__col--cta { background: var(--bg-teal); border-radius: var(--radius-md); min-width: 200px; }
    .hrb-mega-menu__heading { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--text-muted); margin-bottom: 10px; }
    .hrb-mega-menu__link { display: flex; align-items: flex-start; gap: 10px; padding: 10px 12px; border-radius: var(--radius-sm); font-size: 14px; color: var(--text); transition: background 0.15s; }
    .hrb-mega-menu__link:hover { background: var(--bg-alt); color: var(--primary); }
    .hrb-mega-menu__link strong { display: block; margin-bottom: 2px; color: var(--dark); }
    .hrb-mega-menu__link small  { color: var(--text-muted); font-size: 12px; }
    .hrb-mega-menu__icon { font-size: 18px; margin-top: 1px; flex-shrink: 0; }
    .hrb-mega-menu__promo { padding: 8px; }
    .hrb-mega-menu__promo-tag { display: inline-block; background: var(--accent-light); color: var(--accent); font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; padding: 3px 10px; border-radius: var(--radius-full); margin-bottom: 12px; }
    .hrb-mega-menu__promo h3 { font-size: 16px; margin-bottom: 8px; color: var(--dark); }
    .hrb-mega-menu__promo p  { font-size: 13px; color: var(--text-muted); margin-bottom: 16px; }
    .hrb-dropdown { position: absolute; top: calc(100% + 8px); left: 0; background: white; border: 1px solid var(--border); border-radius: var(--radius-md); box-shadow: var(--shadow-lg); min-width: 220px; padding: 8px; opacity: 0; visibility: hidden; transform: translateY(-8px); transition: opacity 0.2s, transform 0.2s, visibility 0.2s; pointer-events: none; z-index: 200; }
    .hrb-nav__item--dropdown:hover .hrb-dropdown, .hrb-nav__item--dropdown:focus-within .hrb-dropdown { opacity: 1; visibility: visible; transform: none; pointer-events: all; }
    .hrb-dropdown__link { display: block; padding: 9px 14px; border-radius: var(--radius-sm); font-size: 14px; color: var(--text); transition: background 0.15s, color 0.15s; }
    .hrb-dropdown__link:hover { background: var(--bg-alt); color: var(--primary); }
    .hrb-header__actions { display: none; align-items: center; gap: 12px; margin-left: 16px; }
    @media (min-width: 1024px) { .hrb-header__actions { display: flex; } }
    .hrb-header__phone { display: flex; align-items: center; gap: 6px; font-size: 14px; font-weight: 600; color: rgba(255,255,255,0.88); white-space: nowrap; transition: color 0.35s ease; }
    .hrb-header__phone:hover { color: white; }
    .hrb-header--scrolled .hrb-header__phone { color: var(--text); }
    .hrb-header--scrolled .hrb-header__phone:hover { color: var(--primary); }
    .hrb-hamburger { display: flex; flex-direction: column; gap: 5px; margin-left: auto; padding: 8px; border-radius: var(--radius-sm); transition: background 0.2s; }
    .hrb-hamburger:hover { background: rgba(255,255,255,0.12); }
    .hrb-header--scrolled .hrb-hamburger:hover { background: var(--bg-alt); }
    @media (min-width: 1024px) { .hrb-hamburger { display: none; } }
    .hrb-hamburger span { display: block; width: 22px; height: 2px; background: white; border-radius: 2px; transition: transform 0.25s ease, opacity 0.25s ease, background 0.35s ease; }
    .hrb-header--scrolled .hrb-hamburger span { background: var(--dark); }
    .hrb-hamburger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
    .hrb-hamburger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
    .hrb-hamburger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
    .hrb-mobile-menu { position: fixed; top: 72px; left: 0; right: 0; bottom: 0; background: white; overflow-y: auto; transform: translateX(100%); transition: transform 0.3s ease; z-index: 999; border-top: 1px solid var(--border); }
    .hrb-mobile-menu--open { transform: translateX(0); }
    .hrb-no-scroll { overflow: hidden; }
    .hrb-mobile-menu__list { padding: 16px 0 100px; }
    .hrb-mobile-menu__heading { padding: 16px 24px 8px; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--text-muted); }
    .hrb-mobile-menu__link { display: block; padding: 13px 24px; font-size: 16px; font-weight: 500; color: var(--text); border-bottom: 1px solid var(--border); transition: color 0.15s, background 0.15s; }
    .hrb-mobile-menu__link:hover { color: var(--primary); background: var(--bg-teal); }
    .hrb-mobile-menu__link--phone { color: var(--primary); font-weight: 600; }
    .hrb-mobile-menu__divider { height: 1px; background: var(--border); margin: 8px 24px; }

    /* ============================================================
       FOOTER
    ============================================================ */
    .hrb-footer { background: var(--dark); color: rgba(255,255,255,0.75); }
    .hrb-footer__top { padding: 72px 0 48px; }
    .hrb-footer__grid { display: grid; grid-template-columns: 1fr; gap: 40px; }
    @media (min-width: 640px)  { .hrb-footer__grid { grid-template-columns: 1fr 1fr; } }
    @media (min-width: 1024px) { .hrb-footer__grid { grid-template-columns: 2fr 1fr 1fr 1fr 1fr; gap: 32px; } }
    .hrb-footer__logo { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; margin-bottom: 16px; }
    .hrb-footer__logo .hrb-logo-main { color: white; }
    .hrb-footer__logo .hrb-logo-sub  { color: var(--primary-light); }
    .hrb-footer__tagline { font-size: 14px; color: rgba(255,255,255,0.55); line-height: 1.6; margin-bottom: 20px; max-width: 260px; }
    .hrb-footer__address { display: flex; align-items: flex-start; gap: 8px; font-size: 13px; font-style: normal; margin-bottom: 10px; color: rgba(255,255,255,0.6); }
    .hrb-footer__address svg { flex-shrink: 0; margin-top: 2px; opacity: 0.7; }
    .hrb-footer__phone, .hrb-footer__email { display: flex; align-items: center; gap: 8px; font-size: 13px; color: rgba(255,255,255,0.7); text-decoration: none; margin-bottom: 8px; transition: color 0.15s; }
    .hrb-footer__phone:hover, .hrb-footer__email:hover { color: white; }
    .hrb-footer__phone svg, .hrb-footer__email svg { opacity: 0.6; flex-shrink: 0; }
    .hrb-footer__social { display: flex; gap: 10px; margin: 20px 0; }
    .hrb-footer__social-link { width: 36px; height: 36px; border-radius: var(--radius-sm); background: rgba(255,255,255,0.08); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.6); transition: background 0.2s, color 0.2s; text-decoration: none; }
    .hrb-footer__social-link:hover { background: var(--primary); color: white; }
    .hrb-footer__app-badges { display: flex; flex-wrap: wrap; gap: 8px; }
    .hrb-footer__app-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); border-radius: var(--radius-sm); padding: 7px 14px; color: rgba(255,255,255,0.8); font-size: 13px; text-decoration: none; transition: background 0.2s; white-space: nowrap; }
    .hrb-footer__app-badge:hover { background: rgba(255,255,255,0.15); color: white; }
    .hrb-footer__app-badge-text { display: flex; flex-direction: column; line-height: 1.2; }
    .hrb-footer__app-badge-text small { font-size: 9px; opacity: 0.7; }
    .hrb-footer__app-badge-text strong { font-size: 13px; }
    .hrb-footer__col-heading { font-family: var(--font-display); font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: white; margin-bottom: 18px; }
    .hrb-footer__links { display: flex; flex-direction: column; gap: 10px; }
    .hrb-footer__links a { font-size: 14px; color: rgba(255,255,255,0.6); text-decoration: none; transition: color 0.15s; }
    .hrb-footer__links a:hover { color: white; }
    .hrb-footer__certs { border-top: 1px solid rgba(255,255,255,0.08); padding: 20px 0; }
    .hrb-footer__certs-inner { display: flex; flex-wrap: wrap; gap: 24px; align-items: center; justify-content: center; }
    .hrb-footer__cert-badge { display: flex; align-items: center; gap: 7px; font-size: 12px; font-weight: 600; color: rgba(255,255,255,0.55); }
    .hrb-footer__cert-badge svg { opacity: 0.8; flex-shrink: 0; }
    .hrb-footer__compliance-text { border-top: 1px solid rgba(255,255,255,0.06); padding: 20px 0; }
    .hrb-footer__compliance-text p { font-size: 12px; color: rgba(255,255,255,0.35); line-height: 1.7; text-align: center; }
    .hrb-footer__compliance-text strong { color: rgba(255,255,255,0.5); }
    .hrb-footer__bottom { border-top: 1px solid rgba(255,255,255,0.06); padding: 20px 0; }
    .hrb-footer__bottom-inner { display: flex; flex-direction: column; gap: 8px; align-items: center; text-align: center; }
    @media (min-width: 768px) { .hrb-footer__bottom-inner { flex-direction: row; justify-content: space-between; text-align: left; } }
    .hrb-footer__copyright { font-size: 13px; color: rgba(255,255,255,0.4); }
    .hrb-footer__seo-text { font-size: 12px; color: rgba(255,255,255,0.25); }
    .hrb-footer__seo-text a { color: rgba(255,255,255,0.3); text-decoration: none; }
    .hrb-footer__seo-text a:hover { color: rgba(255,255,255,0.5); }

    /* ============================================================
       STICKY CTA
    ============================================================ */
    @media (max-width: 768px) { }
    .hrb-sticky-cta { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 9998; background: var(--dark); border-top: 1px solid rgba(255,255,255,0.1); padding: 10px 16px; box-shadow: 0 -4px 20px rgba(0,0,0,0.2); }
    .hrb-sticky-cta__inner { display: flex; align-items: center; justify-content: space-between; gap: 12px; max-width: 480px; margin: 0 auto; }
    .hrb-sticky-cta__text { color: white; }
    .hrb-sticky-cta__text strong { display: block; font-size: 14px; }
    .hrb-sticky-cta__text span  { font-size: 11px; color: rgba(255,255,255,0.6); }
    .hrb-sticky-cta__btn { background: var(--accent); color: white; padding: 10px 20px; border-radius: 8px; text-decoration: none; font-weight: 700; font-size: 14px; white-space: nowrap; transition: background 0.2s; }
    .hrb-sticky-cta__btn:hover { background: var(--accent-dark); color: white; }
    @media (max-width: 768px) { .hrb-sticky-cta { display: block; } }

    /* ============================================================
       SCROLL REVEAL + UTILITIES
    ============================================================ */
    .hrb-reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.55s ease, transform 0.55s ease; }
    .hrb-reveal.hrb-visible { opacity: 1; transform: none; }
    .hrb-reveal-delay-1 { transition-delay: 0.1s; }
    .hrb-reveal-delay-2 { transition-delay: 0.2s; }
    .hrb-reveal-delay-3 { transition-delay: 0.3s; }
    .hrb-reveal-delay-4 { transition-delay: 0.4s; }
    .hrb-text-center { text-align: center; }
    .hrb-sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); border: 0; }

    /* ============================================================
       GRATUITY CALCULATOR — PAGE-SPECIFIC STYLES
    ============================================================ */

    /* Hero */
    .hrb-grat-hero { position: relative; overflow: hidden; background: linear-gradient(135deg, #0F172A 0%, #1E293B 50%, #0D3B36 100%); padding: 140px 0 80px; min-height: 100vh; display: flex; align-items: center; }
    .hrb-grat-hero::before { content: ''; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px); background-size: 60px 60px; pointer-events: none; }
    .hrb-grat-hero::after { content: ''; position: absolute; top: -10%; left: -10%; width: 50vw; height: 50vw; max-width: 600px; max-height: 600px; background: radial-gradient(circle, rgba(13,148,136,0.12) 0%, transparent 70%); pointer-events: none; }
    .hrb-grat-hero__inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr; gap: 48px; align-items: start; }
    @media (min-width: 1024px) { .hrb-grat-hero__inner { grid-template-columns: 45fr 55fr; gap: 64px; align-items: center; } }

    /* Breadcrumb */
    .hrb-grat-breadcrumb { display: flex; align-items: center; gap: 6px; font-size: 13px; color: rgba(255,255,255,0.5); margin-bottom: 20px; flex-wrap: wrap; }
    .hrb-grat-breadcrumb a { color: rgba(255,255,255,0.6); text-decoration: none; transition: color 0.15s; }
    .hrb-grat-breadcrumb a:hover { color: white; }
    .hrb-grat-breadcrumb svg { opacity: 0.4; flex-shrink: 0; }

    /* Left copy */
    .hrb-grat-hero__copy { color: white; }
    .hrb-grat-hero__badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(13,148,136,0.2); border: 1px solid rgba(13,148,136,0.4); color: var(--primary-light); border-radius: var(--radius-full); padding: 6px 16px; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 24px; }
    .hrb-grat-hero__badge::before { content: ''; width: 7px; height: 7px; background: var(--primary-light); border-radius: 50%; }
    .hrb-grat-hero__h1 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 4.5vw, 3.25rem); line-height: 1.1; color: white; margin-bottom: 20px; }
    .hrb-grat-hero__sub { font-size: 17px; color: rgba(255,255,255,0.72); line-height: 1.65; margin-bottom: 32px; }
    .hrb-grat-hero__trust { display: flex; flex-direction: column; gap: 10px; }
    .hrb-grat-hero__trust-item { display: flex; align-items: center; gap: 9px; font-size: 14px; color: rgba(255,255,255,0.7); }
    .hrb-grat-hero__trust-item svg { color: #4ADE80; flex-shrink: 0; }

    /* Calculator Card */
    .hrb-calc-card { background: white; border-radius: 20px; padding: 40px; box-shadow: 0 24px 80px rgba(0,0,0,0.3); position: relative; }
    @media (max-width: 479px) { .hrb-calc-card { padding: 24px 20px; } }
    .hrb-calc-card__heading { font-family: var(--font-display); font-size: 20px; font-weight: 700; color: var(--dark); margin-bottom: 4px; }
    .hrb-calc-card__sub { font-size: 13px; color: var(--text-muted); margin-bottom: 28px; }
    .hrb-calc-group { margin-bottom: 24px; }
    .hrb-calc-label { display: block; font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
    .hrb-calc-label span { font-weight: 400; color: var(--text-muted); font-size: 13px; }
    .hrb-calc-radio-row { display: flex; gap: 10px; }
    .hrb-calc-radio-card { flex: 1; position: relative; cursor: pointer; }
    .hrb-calc-radio-card input { position: absolute; opacity: 0; width: 0; height: 0; }
    .hrb-calc-radio-card__label { display: flex; align-items: center; justify-content: center; padding: 12px 16px; border: 2px solid var(--border); border-radius: var(--radius-md); font-size: 14px; font-weight: 600; color: var(--text); background: white; transition: border-color 0.2s, background 0.2s, color 0.2s; cursor: pointer; text-align: center; }
    .hrb-calc-radio-card input:checked + .hrb-calc-radio-card__label { border-color: var(--primary); background: var(--primary-xlight); color: var(--primary); }
    .hrb-calc-radio-card__label:hover { border-color: var(--primary-hover); }
    .hrb-calc-input-wrap { position: relative; display: flex; align-items: center; }
    .hrb-calc-input-prefix { position: absolute; left: 16px; font-size: 16px; font-weight: 700; color: var(--text-muted); pointer-events: none; }
    .hrb-calc-input { width: 100%; height: 48px; padding: 0 16px 0 36px; border: 2px solid var(--border); border-radius: var(--radius-md); font-family: var(--font-display); font-size: 16px; font-weight: 600; color: var(--dark); background: white; transition: border-color 0.2s, box-shadow 0.2s; outline: none; }
    .hrb-calc-input:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(13,148,136,0.12); }
    .hrb-calc-input::placeholder { color: var(--text-light); font-weight: 400; }
    .hrb-calc-input--no-prefix { padding-left: 16px; }
    .hrb-calc-select { width: 100%; height: 48px; padding: 0 40px 0 16px; border: 2px solid var(--border); border-radius: var(--radius-md); font-family: var(--font-display); font-size: 14px; font-weight: 600; color: var(--dark); background: white; appearance: none; -webkit-appearance: none; background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%2364748B' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; cursor: pointer; outline: none; transition: border-color 0.2s, box-shadow 0.2s; }
    .hrb-calc-select:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(13,148,136,0.12); }
    .hrb-calc-btn { width: 100%; height: 56px; border: none; border-radius: var(--radius-md); background: var(--accent); color: var(--dark); font-family: var(--font-display); font-size: 16px; font-weight: 700; cursor: pointer; display: flex; align-items: center; justify-content: center; gap: 8px; box-shadow: 0 4px 16px rgba(245,158,11,0.3); transition: background 0.2s, transform 0.15s, box-shadow 0.2s; margin-top: 8px; }
    .hrb-calc-btn:hover { background: var(--accent-hover); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(245,158,11,0.4); }

    /* Inline row for years + months */
    .hrb-calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
    @media (max-width: 479px) { .hrb-calc-row { grid-template-columns: 1fr; } }

    /* Results */
    .hrb-results { display: none; background: linear-gradient(135deg, #065F46 0%, #0D9488 50%, #14B8A6 100%); padding: 80px 0 64px; position: relative; overflow: hidden; }
    .hrb-results.hrb-active { display: block; }
    .hrb-results::before { content: ''; position: absolute; inset: 0; background: radial-gradient(circle at 80% 20%, rgba(255,255,255,0.06) 0%, transparent 50%); pointer-events: none; }
    .hrb-results__inner { position: relative; z-index: 1; }
    .hrb-results__header { text-align: center; margin-bottom: 48px; }
    .hrb-results__eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: white; border: 1px solid rgba(255,255,255,0.25); border-radius: var(--radius-full); font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; padding: 5px 16px; margin-bottom: 16px; }
    .hrb-results__title { font-size: clamp(1.75rem, 3vw, 2.25rem); color: white; margin-bottom: 8px; }
    .hrb-results__subtitle { font-size: 16px; color: rgba(255,255,255,0.75); }
    .hrb-results__metrics { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 48px; }
    @media (min-width: 768px) { .hrb-results__metrics { grid-template-columns: repeat(4, 1fr); gap: 20px; } }
    .hrb-results__metric-card { background: rgba(255,255,255,0.12); backdrop-filter: blur(8px); border: 1px solid rgba(255,255,255,0.18); border-radius: var(--radius-lg); padding: 24px 20px; text-align: center; }
    .hrb-results__metric-label { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 1px; color: rgba(255,255,255,0.65); margin-bottom: 8px; }
    .hrb-results__metric-value { font-family: var(--font-display); font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 800; color: white; line-height: 1.1; }
    .hrb-results__metric-value--green { color: #86EFAC; }
    .hrb-results__metric-sub { font-size: 12px; color: rgba(255,255,255,0.5); margin-top: 4px; }

    /* Breakdown table */
    .hrb-grat-breakdown { background: white; border-radius: var(--radius-lg); overflow: hidden; box-shadow: 0 8px 32px rgba(0,0,0,0.15); max-width: 720px; margin: 0 auto; }
    .hrb-grat-breakdown__header { background: var(--dark); padding: 16px 24px; display: flex; align-items: center; gap: 10px; }
    .hrb-grat-breakdown__header h3 { color: white; font-size: 16px; margin: 0; }
    .hrb-grat-breakdown__header-icon { width: 32px; height: 32px; border-radius: 8px; background: rgba(255,255,255,0.12); display: flex; align-items: center; justify-content: center; font-size: 16px; }
    .hrb-grat-breakdown table { width: 100%; border-collapse: collapse; }
    .hrb-grat-breakdown th { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); background: var(--bg-alt); padding: 10px 16px; text-align: left; border-bottom: 1px solid var(--border); }
    .hrb-grat-breakdown th:last-child { text-align: right; }
    .hrb-grat-breakdown td { font-size: 14px; color: var(--text); padding: 12px 16px; border-bottom: 1px solid var(--border); }
    .hrb-grat-breakdown td:last-child { text-align: right; font-weight: 700; font-family: var(--font-display); color: var(--dark); }
    .hrb-grat-breakdown tr:last-child td { border-bottom: none; }
    .hrb-grat-breakdown tr.hrb-row-highlight td { background: var(--primary-xlight); font-weight: 700; color: var(--primary); border-top: 2px solid var(--primary); }
    .hrb-grat-breakdown tr.hrb-row-highlight td:first-child { color: var(--primary); }

    /* Eligibility note */
    .hrb-grat-note { margin-top: 24px; padding: 20px 24px; background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.2); border-radius: var(--radius-md); text-align: center; }
    .hrb-grat-note p { color: rgba(255,255,255,0.8); font-size: 15px; line-height: 1.6; }
    .hrb-grat-note strong { color: white; }

    /* Action buttons */
    .hrb-results__actions { display: flex; flex-wrap: wrap; gap: 16px; justify-content: center; margin-top: 48px; }

    /* Rules Table Section */
    .hrb-rules { padding: 80px 0; background: white; }
    .hrb-rules__header { text-align: center; margin-bottom: 48px; }
    .hrb-rules__header h2 { margin-top: 8px; }
    .hrb-rules__header p { font-size: 16px; color: var(--text-muted); max-width: 600px; margin: 12px auto 0; }
    .hrb-rules__cards { max-width: 800px; margin: 0 auto; display: grid; grid-template-columns: 1fr; gap: 16px; }
    @media (min-width: 640px) { .hrb-rules__cards { grid-template-columns: 1fr 1fr; } }
    .hrb-rules__card { padding: 24px; border: 1px solid var(--border); border-radius: var(--radius-md); background: var(--bg-alt); transition: transform 0.25s, box-shadow 0.25s; }
    .hrb-rules__card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
    .hrb-rules__card h4 { font-size: 15px; color: var(--primary); margin-bottom: 8px; display: flex; align-items: center; gap: 8px; }
    .hrb-rules__card p { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

    /* How It Works */
    .hrb-how { padding: 80px 0; background: var(--bg-alt); }
    .hrb-how__header { text-align: center; margin-bottom: 48px; }
    .hrb-how__header h2 { margin-top: 8px; }
    .hrb-how__header p { font-size: 16px; color: var(--text-muted); max-width: 560px; margin: 12px auto 0; }
    .hrb-how__grid { display: grid; grid-template-columns: 1fr; gap: 32px; }
    @media (min-width: 768px) { .hrb-how__grid { grid-template-columns: repeat(3, 1fr); } }
    .hrb-how__step { text-align: center; padding: 32px 24px; border: 1px solid var(--border); border-radius: var(--radius-lg); background: white; transition: transform 0.25s, box-shadow 0.25s; }
    .hrb-how__step:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
    .hrb-how__step-num { width: 48px; height: 48px; border-radius: 50%; background: var(--primary); color: white; display: inline-flex; align-items: center; justify-content: center; font-family: var(--font-display); font-size: 20px; font-weight: 800; margin-bottom: 16px; }
    .hrb-how__step h3 { font-size: 18px; margin-bottom: 8px; }
    .hrb-how__step p { font-size: 14px; color: var(--text-muted); line-height: 1.6; }
    .hrb-how__note { margin-top: 40px; padding: 20px 24px; background: white; border-left: 4px solid var(--primary); border-radius: 0 var(--radius-md) var(--radius-md) 0; font-size: 14px; color: var(--text); line-height: 1.6; }
    .hrb-how__note strong { color: var(--primary); }

    /* FAQ */
    .hrb-faq { padding: 80px 0; background: white; }
    .hrb-faq__header { text-align: center; margin-bottom: 48px; }
    .hrb-faq__header h2 { margin-top: 8px; }
    .hrb-faq__list { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
    .hrb-faq__item { background: var(--bg-alt); border: 1px solid var(--border); border-radius: var(--radius-md); overflow: hidden; transition: box-shadow 0.2s; }
    .hrb-faq__item:hover { box-shadow: var(--shadow-sm); }
    .hrb-faq__question { display: flex; align-items: center; justify-content: space-between; gap: 16px; width: 100%; padding: 20px 24px; background: none; border: none; font-family: var(--font-display); font-size: 16px; font-weight: 600; color: var(--dark); text-align: left; cursor: pointer; transition: color 0.15s; }
    .hrb-faq__question:hover { color: var(--primary); }
    .hrb-faq__question svg { flex-shrink: 0; transition: transform 0.25s; color: var(--text-muted); }
    .hrb-faq__item.hrb-open .hrb-faq__question svg { transform: rotate(180deg); color: var(--primary); }
    .hrb-faq__answer { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
    .hrb-faq__answer-inner { padding: 0 24px 20px; font-size: 15px; color: var(--text-muted); line-height: 1.7; }
    .hrb-faq__answer-inner strong { color: var(--dark); }

    /* CTA Banner */
    .hrb-grat-cta { background: linear-gradient(135deg, #0D9488 0%, #06B6D4 100%); padding: 80px 0; text-align: center; position: relative; overflow: hidden; }
    .hrb-grat-cta::before { content: ''; position: absolute; inset: 0; background: radial-gradient(circle at 20% 50%, rgba(255,255,255,0.08) 0%, transparent 50%); pointer-events: none; }
    .hrb-grat-cta__inner { position: relative; z-index: 1; max-width: 680px; margin: 0 auto; }
    .hrb-grat-cta__eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: white; border: 1px solid rgba(255,255,255,0.25); border-radius: var(--radius-full); font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; padding: 5px 16px; margin-bottom: 20px; }
    .hrb-grat-cta__heading { font-size: clamp(1.75rem, 3.5vw, 2.5rem); color: white; margin-bottom: 12px; }
    .hrb-grat-cta__sub { font-size: 17px; color: rgba(255,255,255,0.8); margin-bottom: 36px; line-height: 1.6; }
    .hrb-grat-cta__btns { display: flex; flex-wrap: wrap; gap: 16px; justify-content: center; }
    .hrb-grat-cta__btn-primary { background: white; color: var(--primary); border-radius: var(--radius-md); font-family: var(--font-display); font-size: 17px; font-weight: 700; padding: 17px 44px; display: inline-block; text-decoration: none; box-shadow: 0 8px 32px rgba(0,0,0,0.2); transition: background 0.2s, transform 0.15s, box-shadow 0.2s; }
    .hrb-grat-cta__btn-primary:hover { background: var(--bg-teal); transform: translateY(-2px); box-shadow: 0 12px 40px rgba(0,0,0,0.25); color: var(--primary); }